Marston:
I thought the "bloggers" should know about the latest credit card scma.
Regards
David
>
> Fyi -
>
> > VISA/MasterCard FRAUD
>
> Just a heads up for everyone regarding the latest in Visa
> fraud. Royal Bank received this communication about the
> newest scam. This is happening in southern Alberta right now
> and moving.
>
>
> This one is pretty slick since they provide YOU with all
> the information, except the one piece they want..
> Note, the callers do not ask for your card number; they
> already have it.
>
> This information is worth reading. By understanding how the
> VISA & MasterCard telephone Credit Card Scam works,
> you'll be better prepared to protect yourself. One of
> our employees was called on Wednesday from 'VISA',
> and I was called on Thursday from 'MasterCard'.
>
>
> The scam works like this:
>
> Person calling says - 'This is (name), and I'm
> calling from the Security and Fraud Department at VISA. My
> Badge number is 12460, Your card has been flagged for an
> unusual purchase pattern, and I'm calling to verify.
> This would be on your VISA card which was issued by (name of
> bank). Did you purchase an Anti-Telemarketing Device for
> $497.99 from a marketing company based in Arizona ?'
> When you say 'No', the caller continues with,
> 'Then we will be issuing a credit to your account. This
> is a company we have been watching and the charges range
> from $297 to $497, just under the $500 purchase pattern that
> flags most cards. Before your next statement, the credit
> will be sent to (gives you your address), is that
> correct?' You say 'yes'.
>
>
>
> The caller continues - 'I
> will be starting a Fraud Investigation. If you have any
> questions, you should call the 1- 800 number listed on the
> back of your card (1-800-VISA) and ask for Security. You
> will need to refer to this Control Number. The caller then
> gives you a 6 digit number. 'Do you need me to read it
> again?'
>
>
> Here's the IMPORTANT part on how the scam works - The
> caller then says, 'I need to verify you are in
> possession of your card'. He'll ask you to
> 'turn your card over and look for some numbers'.
> There are 7 numbers; the first 4 are part of your card
> number, the last 3 are the Security Numbers that verify you
> are the possessor of the card. These are the numbers you
> sometimes use to make Internet purchases to prove you have
> the card. The caller will ask you to read the last 3
> numbers to him. After you tell the caller the 3 numbers,
> he'll say, 'That is correct, I just needed to verify
> that the card has not been lost or stolen, and that you
> still have your card. Do you have any other
> questions?'
>
>
> After you say no, the caller then thanks you and states,
> 'Don't hesitate to call back if you do', and
> hangs up. You actually say very little, and they never ask
> for or tell you the card number. But after we were called on
> Wednesday, we called back. Within 20 minutes to ask a
> question. Are we were glad we did! The REAL VISA Security
> Department told us it was a scam and in the last 15 minutes
> a new purchase of $497.99 was charged to our card. We made a
> real fraud report and closed the VISA account. VISA is
> reissuing us a new number. What the scammers want is
> the 3-digit PIN number on the back of the card. Don't
> give it to them. Instead, tell them you'll call
> VISA or Master Card directly for verification of their
> conversation..
>
>
> The real VISA told us that they will never ask for anything
> on the card as they already know the information since they
> issued the card! If you give the scammers your 3 Digit PIN
> Number, you think you're receiving a credit; however, by
> the time you get your statement you'll see charges for
> purchases you didn't make, and by then it's almost
> too late and/or more difficult to actually file a fraud
> report.
>
>
> What makes this more remarkable is that on Thursday, I got
> a call from a 'Jason Richardson of MasterCard' with
> a word-for-word repeat of the VISA Scam. This time I
> didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are
> taking several of these reports daily! They also urged us to
> tell everybody we know that this scam is happening. I dealt
> with a similar situation this morning, with the caller
> telling me that $3,097 had been charged to my account for
> plane tickets to Spain , and so on through the above
> routine.
>
>
> It appears that this Is a very active scam, and evidently
> quite successful.
>
> Pass this on to all your family and friends
>
> Niki Laxamana
> Detective Constable (99739)
> Toronto Police Service Fraud Squad - Corporate Section
>
> 40 College Street, 3rd Floor
> Toronto, Ontario Canada M5G 2J3 B:
> (416) 808-7344 F: (416) 808-7302
Thanks David R.
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